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Want the most current listing information? Need local real estate advice? Call us: 618-257-8581.
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Why Buyers Choose The Vicki Temple Team
Welcome > For Buyers > Why Buyers Choose The Vicki Temple Team ...

Buying a Home Requires Many Difficult Decisions. 

Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like. 

As Scott Air Force Base, O'Fallon, Shiloh and Belleville area real estate agents, here is how we will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest: 

- You will have full access to ALL homes available on the Scott Air Force Base, O'Fallon, Shiloh and Belleville market, even listings not yet on the MLS, through our professional Illinois real estate affiliations. 

- Our expert local knowledge of the Scott Air Force Base, O'Fallon, Shiloh and Belleville area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more. 

- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. Scot Air Force Base, O'Fallon, Shiloh and Belleville are no different! It's our job to steer you into opportunities and out of traps. 

- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? We help home buyers make decisions like this every day, and we'll make sure that YOU get the best value for your money. 

- Negotiating with sellers can be stressful. We will help you negotiate, so that the final contract includes your best possible terms and conditions. 

- You should know absolutely everything about the property you are buying! You and a member of my team or I will view every home that you are interested in, together. And prior to closing we will make you fully aware of any and all inspections available to you. 

- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. We will give you the full benefit of our real estate knowledge and experience. 

Let us represent your best interests in your search for a new home in the Scott Air Force Base, O'Fallon, Shiloh and Belleville area. While you can see a million homes on the web, actually buying your home is another matter entirely. Buyers beware! 

Ask us any question about buying a home in the Scott Air Force Base, O'Fallon, Shiloh and Belleville area. It's our job to help you! There's no obligation, and we promise to respond quickly... 

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Real Estate Tips
Financing Your Home >Home Buyers Education

As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.

Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.

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Real Estate Trivia
Q 
What is considered the world's tallest building?

A 
The 185-story CN Tower in Toronto, Canada is the world's tallest free-standing building, rising to 1,815 feet.
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The Vicki Temple Team, REALTORŪ, real estate agent and broker for O'Fallon, Shiloh and Belleville, Illinois home listings, property and land for sale

The Vicki Temple Team
RE/MAX Preferred

4 Emerald Terrace
Swansea, IL 62226
Direct: 618-257-8581
Fax: 877-200-0521
Vicki@TheVickiTempleTeam.com

My team is YOUR TEAM, and together, we are here and ready to help you with all or your real estate needs. Whether you're buying or selling (now or later), we would love the opportunity to be on your team.

REALTOR GRI SFR CDPE MLS Equal Housing


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