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The Vicki Temple Team

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Want the most current listing information? Need local real estate advice? Call us: 618-257-8581.
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Foreclosure Solutions

Chances are, you or someone you know in Belleville is facing the possibility of foreclosure. But you need to understand that you are not alone.

Today, nearly 1 out of every 6 homeowners in America is behind on mortgage payments. These are tough and frustrating times. Now more than ever, it's important to identify your options. Foreclosure can be avoided, your credit can be saved, and your financial future can be salvaged.

Through my experience handling distressed properties at Remax Preferred, I've found that homeowners today have more questions than answers about their circumstances. I have created this site to help you understand the possible solutions to foreclosure, as well as provide a detailed explanation of short sales, which may be the best course of action for some homeowners.

You may also have noticed that I'm offering you a FREE Report to explain your options and help you decide on a course of action. The idea of losing a home can be overwhelming, and I feel it is vital for you to have all the facts necessary to make an informed decision.

As an agent with the CDPE® Designation, I have a strong and unique appreciation of the factors affecting the market, and know that there are options available to you.

If you would like to know more about your options, please call me at (800) 639-3122 ext 6001.

I am here to help … in any way I can.

Vicki Temple
 

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Real Estate Tips
Animal House >Termites

Most home purchase agreements have clauses that deal with termites. After the agreement is ratified, a termite inspection is arranged. Before the closing can occur, the sellers must be able to produce papers signed by a licensed exterminator stating that the house is free of infestation and that any termite damage has been repaired.

Before you sign an agreement to buy or sell a home, you should read the termite clause and be sure that you understand it. Who selects the exterminator and pays for the inspection? If bugs are found, who pays for the treatment? Are the sellers obligated to repair any damage and have they placed a limit of the dollar amount they will spend on those repairs? If treatment is required, the buyers may want a chance to discuss the options with the pest control company, especially if someone in the family is sensitive to the chemicals used to control the termites. Ask about the exterminator's guarantees or service contract options.

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Real Estate Trivia
Q 
What is the role of the U.S. Housing Authority?

A 
Created in 1937 by FDR, the U.S. Housing Authority provides construction loans to small communities and states.
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The Vicki Temple Team, REALTOR®, real estate agent and broker for O'Fallon, Shiloh and Belleville, Illinois home listings, property and land for sale

The Vicki Temple Team
RE/MAX Preferred

4 Emerald Terrace
Swansea, IL 62226
Direct: 618-257-8581
Fax: 877-200-0521
Vicki@TheVickiTempleTeam.com

My team is YOUR TEAM, and together, we are here and ready to help you with all or your real estate needs. Whether you're buying or selling (now or later), we would love the opportunity to be on your team.

REALTOR GRI SFR CDPE MLS Equal Housing


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